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Like a budget facility, but interest-free. Always.
Float works with any existing Visa or Mastercard credit card
Get your purchase today and use the available limit on your credit card to pay it back over up to 24 interest-free, fee-free monthly instalments.
It's all the perks of your credit card, but none of the cons. No interest, no fees, no extra credit – and no catch. Just shopping joy on your terms.
Shop thousands of products across furniture, sports equipment, luxury fashion and so much more.
It's as quick and easy as a regular credit card purchase. No sign up required – just shopping joy on your terms.
Select Float as your payment option at checkout.
Choose your number of instalments that suit you.
Enter your credit card details and Float it!
Float is the no-brainer way to pay for big purchases using your credit card. As long as you have the available credit on your card, you can split that order into bite-sized repayments.
Float lets you choose the number of interest-free monthly instalments that suit you, giving you all the time in the world to manage your credit card repayments.
Unlike regular buy now pay later options, Float does not issue you with any new credit. We simply help you use your existing credit in a smarter way. It's all the perks of your credit card, but none of the cons.
Float never charges you interest, fees, or late fees. Ever.
Float helps you to use your existing credit on your credit card in the best way possible, so you're not taking on any new credit.
The cherry on top? You still get all your rewards points for using your credit card!
Float is a buy now pay later platform that lets you split purchases over up to 24 interest-free, fee-free monthly instalments using the available limit on your existing Visa or Mastercard credit card, without any application or credit check.
Think of it like an interest-free 'budget facility' – you get to enjoy your purchases today, pay for them over time and you don't take out any extra credit to do so, either.
At the time of purchase, the full purchase amount will be reserved on your credit card, but only the first interest-free instalment will be charged. The remaining instalments are charged on the same day each month. As you pay each monthly instalment, the amount reserved will reduce to the remaining balance of the purchase until your purchase is fully paid.
Yes – keeping your information secure is a top priority for us. Float uses a PCI DSS Level 1 certified processor (the highest level of credit card data security standards) to handle your credit card data. This means we never store your credit card details and they always remain safely and securely encrypted.
No – when you use Float to make a purchase, there is no application or registration whatsoever. Because Float uses your existing credit card, we only require your credit card details and that you have the full amount of your purchase available on your credit card. Simple as that.
Float works with any Visa or Mastercard credit card. As with any other credit card purchase, you need to ensure that you have the full purchase amount available on your credit card.
All the time in the world to pay. None of the extra interest.
Start Shopping with Float
