Contact Bar

PayJustNow Logo

Pay your way

Over 2.5 million shoppers stretch their payments every day. Approval is instant, and checkout is easy with the PayJustNow app.

Your Money Your Way

Pay in 3

Pay in 3

Why pay in full when you can settle your purchase in 3 interest-free instalments? It's the clever way to pay.

How it Works

You're not just stretching your budget, you're making fast, secure payments.

Online Shopping

01
Find a store

Find a store

Use the search tool in our directory to shop by store or category.

02
Checkout

Checkout

Add your items to cart and select PayJustNow at checkout.

03
Enjoy

Enjoy

Confirm your purchase on the app. Just follow the prompts. It's that simple.

How to Sign Up

Getting started with PayJustNow is quick and effortless—sign up in just a few steps.

Why PJN?

No need to save up or delay goals to have the quality of life you deserve. You focus on the 'what' and we'll help you with 'how'. Join us when you're ready to pay the clever way.

1.9m

Total transactions

2.8m

Customers

R7.4b

Available to spend

5/5

187 reviews

What Our Customers Say

★★★★★

"I smile every time I walk into a store with the PayJustNow sign on the door or at the counter. It reassures me that should I need stuff from there I can always use my PayJustNow account."

Mpume P
★★★★★

"I've been using PJN for the past 3 years and it has been an absolute game-changer for my family. As a busy parent juggling work, home and all the expenses that come with it, being able to spread out the cost of big-ticket items across multiple stores has been a lifesaver."

Cindy Neethling
★★★★★

"Summer wardrobe done and dusted! Paid up at PnP clothing. Blinds and paint sorted out at Game. Curtains and bedding at Volpes Say no to shopping accounts. Say YES to PayJustNow."

Phillippa D
★★★★★

"what a smart and easy way to pay! No paper work needed its a quick quick and safe process to pay whatever you need."

Thandazwa Nzubenzinga
★★★★★

"Honestly just a great initiative - keeps you from having to use credit (store cards) and its associated interest and costs."

Hemiah Jr Khumalo
BACK TO TOP