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PayFlex lets you shop now and pay later with no interest and no fees. Split your purchase into 4 easy payments.
Select PayFlex at checkout at any of our partner stores. Fill your cart with everything you want.
Create your PayFlex account in seconds. No complicated forms or credit checks required.
Pay 25% upfront and the rest over 3 interest-free instalments. Get your items immediately!
Unlike credit cards, PayFlex charges zero interest and no hidden fees. The price you see is the price you pay - just split into 4 manageable payments.
No lengthy application processes. Get approved instantly and complete your purchase in minutes. No credit checks required.
PayFlex is accepted at hundreds of online stores across South Africa. From fashion to electronics, shop wherever you love.
Split any purchase from R50 to R5,000 into 4 equal payments. Pay every 2 weeks with automatic deductions from your card.
Access to thousands of products across multiple categories and stores.
Bank-level security to protect your personal and payment information.
Track all your payments and schedules in your PayFlex dashboard.
Create your account and start shopping in less than 2 minutes.
PayFlex is a buy now pay later service that lets you shop now and pay later in 4 interest-free instalments. There are no fees or interest charges when you pay on time.
Simply select PayFlex at checkout, create your account, and pay 25% upfront. The remaining 3 payments will be automatically deducted from your card every 2 weeks.
No, PayFlex does not perform credit checks. We use a soft credit check that doesn't impact your credit score to verify your identity.
If you miss a payment, we'll notify you and may freeze your PayFlex account until the payment is made. Late fees may apply after a grace period.
PayFlex is accepted at hundreds of online stores across South Africa. Look for the PayFlex logo at checkout or browse our partner stores on our website.
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